15 Years Helping People Choose Coverage Confidently
We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.
For the healers who hold space for others.
Renewal began at a massage table.
Our founder spent twelve years as a licensed massage therapist before becoming an independent insurance broker. She watched colleague after colleague — gifted practitioners building real practices — go uninsured because the existing brokers couldn't speak the language of self-employed wellness work.
One winter, a friend slipped on ice and tore her rotator cuff. The recovery took five months. The medical bills topped $28,000. She'd been about to enroll in a plan three weeks earlier and put it off because the paperwork was too confusing.
That story built Renewal Health Plans. We exist because the practitioners who hold space for everyone else deserve someone holding space for them — quietly, knowledgeably, year over year.
What makes us different
To hold quiet, expert space for the wellness practitioners holding space for everyone else — so coverage is one less thing weighing on the work.
Our values
Licenses & credentials
Renewal Health Plans is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:
In quiet practice since 2010.
We work for you, not the carrier.
An advisor who understands
the work of healing hands.
Independent, calm, and fluent in the realities of practitioner income — variable months, continuing-ed planning, and the hands-on liability nobody else thinks to mention.
Independent & wellness-literate
We don't sell for any single carrier. Our advisors are trained in how integrative care actually gets billed — acupuncture, chiropractic, manual therapy, mental health visits — and which carriers actually pay for it.
No-pressure, no-cost guidance
Carriers pay us when you enroll, so our work costs you nothing. Same pricing as buying direct, but with someone who picks up the phone in May when your wrist gives out and you need to know what's covered.
Self-employed tax write-offs, made plain
Most wellness practitioners file a Schedule C (the IRS form for self-employed income). We help you stack premium deductions, HSA contributions, and Section 125 plans so coverage actually lowers your tax bill instead of raising your stress.
A steady presence, year over year
Your Renewal advisor stays with you — open enrollment tune-ups, mid-year life changes, claims questions, and the renewal nudges so nothing lapses by surprise. We're here for the long practice.
Practitioners we've quietly covered.
Held by Renewal.
Stories from massage therapists, acupuncturists, energy workers, and studio owners across the country.
“I avoided shopping for health insurance for three years because every site felt like a strip mall. Renewal sent me three plans, all wellness-friendly, and held my hand through enrollment in 20 minutes.”
Maya OkaforLMT · Portland, OR
“My advisor actually knew what a CEU was and that I write off needles. She found me a plan that covered my acupuncture continuing-ed AND my partner's pediatrician. Calm, smart, no pressure.”
Devon NakamuraLAc · Asheville, NC
“We opened a 6-room healing collective last spring and needed group benefits without the corporate energy. Renewal set us up with a Section 125 plan that actually saved us money. Lovely team.”
Aiyana ReyesStudio owner · Santa Fe, NM
“After ten years as a reiki practitioner I finally got real health coverage. The advisor walked me through subsidies in plain English. I cried a little. In a good way.”
Jonah WhitehorseReiki master · Brooklyn, NY
“I tweaked my wrist in March and was out two weeks. The supplemental policy Renewal placed last fall paid me cash in seven days. I rebooked my month without panic.”
Priya SundaramThai bodywork · Austin, TX
“I run a small acupuncture clinic with three LAcs on 1099. Renewal designed a benefits stipend program that kept everyone covered and our admin under an hour a month. Quiet brilliance.”
Cole BeaumontClinic founder · Boulder, CO